How To Unblock Bajaj Finserv EMI Card?

Bajaj Finserv EMI card is designed for shopaholics who love to splurge. It helps them to get the stuff they want and easily pay it off in easy monthly installments. In other words, it converts the prices of the product in instant EMIs which are manageable by the shopper.

One of the primary advantages of the card is its pre-approved eligibility. Unlike traditional loans, as an existing customer you can enjoy pre-approved offers floated from time to time as per your shopping preferences. Thus, enhancing your shopping experience. However, there are certain important things you must follow to ensure your card works well at all times and does not get blocked.

How to unblock Bajaj Finserv EMI card?

Sufficient Funds

Ensure that your card has sufficient funds at all times. Create a repayment calendar so you never miss a payment. This is because of in case of insufficient funds, your card will be unblocked within 70 days from the payments received.

You may use the following the methods to replenish it -

• Via your loan account on the customer portal, Experia
• You can easily make the payment via the mobile app
• Pay through the lender's website
• Or, walk-in to any of the branches to make a manual payment

ECS Mandate

Make sure your ECS mandate is updated properly by the bank. Failure to do so may lead to missed payments towards your card. You must ensure that the ECS mandate is received, completed and flawlessly updated by the lender. If not, you can submit the New ECS mandate at the nearest branch or pay the Advance EMI before 22nd of every month. To unblock your Bajaj Finserv EMI card within 45 days of the payment received.

CIBIL Rating

Maintain a CIBIL score of 750 so your EMI Card never gets blocked. However, if it has been blocked because of this reason clear old dues and wait till your score is back to 750 and then get the card reactivated.

You may check and download the latest CIBIL report from www.cibil.com. If the CIBIL score is above 750, email Bajaj Finserv a copy at wecare@bajajfinserv.in for further processing.

How To Apply For Bajaj Finserv EMI Card?

Shopping is preferred leisure activity of people. We shop to celebrate, to relieve stress, to add the latest branded stuff in our wardrobe, or just to hoard. No matter what your excuse Bajaj Finserv EMI card lets you convert the price of the product into easy no cost EMIs. This way you do not have to pay upfront. You can schedule convenient instalment plan to pay off

Let’s know more about how to apply for the Bajaj Finserv card?

The EMI Network Card is now digital, and you can now avail it from the Bajaj Finserv Wallet App, powered by Mobikwik. Follow the steps below -

• Download the Bajaj Finserv wallet app from Google Play Store or Apple App store.
• You can even give a missed call to 9278066666 and receive a link to download.
• Enter your Bajaj Finserv registered mobile number to login to the app.
• Enter OTP received on the mobile.
• Click on ‘Know More’ to receive your EMI card apply.
• Enter your date of birth and click ‘Ok’.
• Click on ‘See EMI Card Now’.
• Click the Bajaj Finserv logo on the app’s home screen to view the EMI card.

You can now use the EMI digital card to shop at over 43,000+ partner stores across 1,300+ cities in India. Bajaj FinservEMI card apply is a fairly simple process. The card can be used as a loan to receive 100% finance on the purchase. To know more check with the store’s representative.

How to Use Your Bajaj Finserv EMI Card on Yatra

Who does not want to go on holiday with family or friends? However, the hectic schedule of today’s life along with a cash crunch is what keeps people from planning.

On the other hand, modern-day finance has developed recently and many financial products such as No Cost EMI even on booking air and hotel tickets is a possibility.

Yes, if you are looking to book air tickets to your favourite destinations and a hotel for your next trip, you can now do it smartly with the convenience of No Cost EMI. If you are an owner of the Bajaj Finserv EMI Card, you can do that on Yatra portal.

What is No Cost EMI?

No Cost EMI is a unique facility which is offered by leading financial institutions. You can easily purchase goods as per your needs and pay it in easy EMIs and without paying any extra interest payment.

Example – If you are purchasing a flight ticket of Rs.12,000 on Yatra, you can easily split the cost into a tenor say 6 months, and pay only Rs.2,000 as the No Cost EMI without paying any interest charges.

Leading banks also offer EMI option for purchasing products via credit cards but for that, you also have to pay interest charges based on your tenor. It can range anywhere between 10-20% and increases the overall cost of your purchase. But, with the Bajaj Finserv EMI Card, you get to enjoy No Cost EMI and save huge.

Steps to use Bajaj Finserv EMI Card on Yatra

You can easily use the No Cost EMI option on Yatra by opting to pay via the Bajaj Finserv EMI Network Card in easy steps such as:

1. Select your flight tickets or hotels

The first step is selecting your flight tickets or hotels, and the cost of the flight/hotel should be at least Rs.4,500 or more.

2. Enter passenger/guest details

The next step is entering the details of the passengers or guests for flights or hotels and then proceeding to the payment gateway.

3. Choose Bajaj Finserv No Cost EMI

Once you are at the payment gateway page of Yatra, you will see many options such as debit cards, credit cards, net banking, wallets, UPI, and Bajaj Finserv No Cost EMI. Simply choose the Bajaj Finserv No Cost EMI option while making the payment for your flight or hotel booking.

4. Opt for an EMI tenor

Next up will be choosing an EMI tenor as per your convenience like 3, 6, 9, 12 and more months as showcased on the page.

5. Enter your EMI Network Card details

Go ahead and enter your EMI Card details and click on ‘pay now’ button.

6. Enter the OTP

You will receive a one-time password on your registered mobile number, enter it on the page and authenticate your purchase.

That’s it! You have successfully booked your travel tickets with Yatra on No Cost EMI facility from Bajaj Finserv.

Why still wait and keep your travel plans pending? Start using your Bajaj Finserv EMI Card on Yatra, split your cost and pay as per your needs. Happy travel trip!

Now, get pre-approved offers on a range of financial products from Bajaj Finserv such as personal loans, home loans, EMI financing on electronics and other goods, etc. These offers make the process of availing a loan simple and helps you save on time. You can check your pre-approved offer by adding some basic details.

Also you know about How to Apply For Bajaj Finserv EMI Card?

Make your shopping more exciting and convenient with No Cost EMIs

Are you planning to upgrade your home with new furniture and home appliances? Well, in case your projected expenditure exceeds your budget, then an EMI finance would be the right solution to meet your immediate requirements. In this regard, the Bajaj Finserv EMI Card is of great assistance as it comes with a preapproved purchase limit which can be used to buy products of your choice. In other words, the EMI Network Card is a smarter way of owning your favourite products without exceeding your financial estimates.

Features and benefits of Bajaj Finserv EMI Network card
The Bajaj Finserv EMI card is different from a credit card as the cardholder doesn’t have to clear the outstanding dues in one go. Here the repayment amount is split into interest-free instalments which can be repaid over a chosen period. You can use the EMI card to transact at any of the partner stores of Bajaj Finserv and on some of the leading ecommerce platforms including the Bajaj Finserv EMI network. Let’s now take a look at some of the key features of EMI card: • Pre-approved limit: The Bajaj Finserv EMI Network card comes with a pre-approved limit which allows the cardholders to shop for their favourite products from over 60 million stores across the country. • Easy checkouts: As mentioned earlier, the Bajaj Finserv EMI Network card offers a pre-sanctioned limit which enables smooth checkouts while shopping. To avail the card, all you must do is to pay a processing fees and choose the EMI plan based on your requirement. • Flexible repayment tenures: The Bajaj Finserv EMI Network card offers a multitude of options to customers in choosing the repayment tenure. The flexible tenure holds a big advantage as it minimizes the repayment liability to a great extent. • Zero foreclosure charges: One of the most important features of the EMI Network Card is that no foreclosure charges are levied upon repayment of the complete outstanding amount before the agreed tenure.

How to apply for EMI Network Card
Having discussed the features and benefits, it’s now time to understand the eligibility requirements to avail the EMI Network Card. To apply for this card, you can simply walk into any of the partner stores of Bajaj Finserv and fill the application form after choosing your favourite products. Note that you’ll have to submit the following documents at the time of applying for the card: • KYC documents (government issued photo ID proof and residence proof) • A cancelled cheque, and • A duly signed ECS mandate

So, whether you are going for a smart gadget or planning to update of your living space, the Bajaj Finserv EMI Network Card is undeniably a perfect option to financing your purchases.

Vivo Smartphones Now On The Bajaj Finserv EMI Store Near You

Are you waiting to upgrade your mobile or just want to try out something new? Now Vivo latest smartphones are available on Bajaj Finserv’s EMI store. This means they can be purchased at no cost EMI without having to pay the cost upfront.  

Vivo smartphones are slowly becoming the rage owing to their unconventional design catering to mid-range market. The Vivo range of smartphone boasts of their immersive display experience, dual rear cameras, selfies and AR sticker, Android 8.1 Oreo with new features like Bluetooth, better control of app notifications, secure browsing, picture-in-picture mode of Netflix etc., faster face unlock, navigation gestures, smart split screen so you can multitask like a pro.

Not just this there are few major benefits of the EMI store, read on to know.

1. You can walk into the partner store, swipe your EMI card and finish the purchase.
2. You do not have to wait long after the purchase as the store gets you the product delivered in just 4 hours without incurring any charge.
3. Bajaj Finserv EMI Store smartphones are available at an easy EMI of Rs. 1,570 with zero down payment.

Bajaj Finserv EMI Store smartphones on EMI offer flexible loan repayment tenure of up to 24 months. The loan amount can be easily maintained online. Request for your login details and access details such as repayment due, interest certificates, amount paid etc. to take informed shopping decisions.