Are you planning to upgrade your home with new furniture and home appliances? Well, in case your projected expenditure exceeds your budget, then an EMI finance would be the right solution to meet your immediate requirements. In this regard, the Bajaj Finserv EMI Card is of great assistance as it comes with a preapproved purchase limit which can be used to buy products of your choice. In other words, the EMI Network Card is a smarter way of owning your favourite products without exceeding your financial estimates.
Features and benefits of Bajaj Finserv EMI Network card
The Bajaj Finserv EMI card is different from a credit card as the cardholder doesn’t have to clear the outstanding dues in one go. Here the repayment amount is split into interest-free instalments which can be repaid over a chosen period. You can use the EMI card to transact at any of the partner stores of Bajaj Finserv and on some of the leading ecommerce platforms including the Bajaj Finserv EMI network. Let’s now take a look at some of the key features of EMI card: • Pre-approved limit: The Bajaj Finserv EMI Network card comes with a pre-approved limit which allows the cardholders to shop for their favourite products from over 60 million stores across the country. • Easy checkouts: As mentioned earlier, the Bajaj Finserv EMI Network card offers a pre-sanctioned limit which enables smooth checkouts while shopping. To avail the card, all you must do is to pay a processing fees and choose the EMI plan based on your requirement. • Flexible repayment tenures: The Bajaj Finserv EMI Network card offers a multitude of options to customers in choosing the repayment tenure. The flexible tenure holds a big advantage as it minimizes the repayment liability to a great extent. • Zero foreclosure charges: One of the most important features of the EMI Network Card is that no foreclosure charges are levied upon repayment of the complete outstanding amount before the agreed tenure.
The Bajaj Finserv EMI card is different from a credit card as the cardholder doesn’t have to clear the outstanding dues in one go. Here the repayment amount is split into interest-free instalments which can be repaid over a chosen period. You can use the EMI card to transact at any of the partner stores of Bajaj Finserv and on some of the leading ecommerce platforms including the Bajaj Finserv EMI network. Let’s now take a look at some of the key features of EMI card: • Pre-approved limit: The Bajaj Finserv EMI Network card comes with a pre-approved limit which allows the cardholders to shop for their favourite products from over 60 million stores across the country. • Easy checkouts: As mentioned earlier, the Bajaj Finserv EMI Network card offers a pre-sanctioned limit which enables smooth checkouts while shopping. To avail the card, all you must do is to pay a processing fees and choose the EMI plan based on your requirement. • Flexible repayment tenures: The Bajaj Finserv EMI Network card offers a multitude of options to customers in choosing the repayment tenure. The flexible tenure holds a big advantage as it minimizes the repayment liability to a great extent. • Zero foreclosure charges: One of the most important features of the EMI Network Card is that no foreclosure charges are levied upon repayment of the complete outstanding amount before the agreed tenure.
How to apply for EMI Network Card
Having discussed the features and benefits, it’s now time to understand the eligibility requirements to avail the EMI Network Card. To apply for this card, you can simply walk into any of the partner stores of Bajaj Finserv and fill the application form after choosing your favourite products. Note that you’ll have to submit the following documents at the time of applying for the card: • KYC documents (government issued photo ID proof and residence proof) • A cancelled cheque, and • A duly signed ECS mandate
Having discussed the features and benefits, it’s now time to understand the eligibility requirements to avail the EMI Network Card. To apply for this card, you can simply walk into any of the partner stores of Bajaj Finserv and fill the application form after choosing your favourite products. Note that you’ll have to submit the following documents at the time of applying for the card: • KYC documents (government issued photo ID proof and residence proof) • A cancelled cheque, and • A duly signed ECS mandate
So, whether you are going for a smart gadget or planning to update of your living space, the Bajaj Finserv EMI Network Card is undeniably a perfect option to financing your purchases.
