How To Unblock Bajaj Finserv EMI Card?

Bajaj Finserv EMI card is designed for shopaholics who love to splurge. It helps them to get the stuff they want and easily pay it off in easy monthly installments. In other words, it converts the prices of the product in instant EMIs which are manageable by the shopper.

One of the primary advantages of the card is its pre-approved eligibility. Unlike traditional loans, as an existing customer you can enjoy pre-approved offers floated from time to time as per your shopping preferences. Thus, enhancing your shopping experience. However, there are certain important things you must follow to ensure your card works well at all times and does not get blocked.

How to unblock Bajaj Finserv EMI card?

Sufficient Funds

Ensure that your card has sufficient funds at all times. Create a repayment calendar so you never miss a payment. This is because of in case of insufficient funds, your card will be unblocked within 70 days from the payments received.

You may use the following the methods to replenish it -

• Via your loan account on the customer portal, Experia
• You can easily make the payment via the mobile app
• Pay through the lender's website
• Or, walk-in to any of the branches to make a manual payment

ECS Mandate

Make sure your ECS mandate is updated properly by the bank. Failure to do so may lead to missed payments towards your card. You must ensure that the ECS mandate is received, completed and flawlessly updated by the lender. If not, you can submit the New ECS mandate at the nearest branch or pay the Advance EMI before 22nd of every month. To unblock your Bajaj Finserv EMI card within 45 days of the payment received.

CIBIL Rating

Maintain a CIBIL score of 750 so your EMI Card never gets blocked. However, if it has been blocked because of this reason clear old dues and wait till your score is back to 750 and then get the card reactivated.

You may check and download the latest CIBIL report from www.cibil.com. If the CIBIL score is above 750, email Bajaj Finserv a copy at wecare@bajajfinserv.in for further processing.